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No. They are an insurance company, so they charge a commission for their services. They are in a sense a financial intermediary and when it comes to investing one of their agents can serve as a broker to help you decide what you would like to invest in, but remember whenever speaking with insurance agents or brokers that their opinion is going to have bias. They have business arrangements with other companies in order to provide you with certain different types of insurance that they themselves do not specialize in as well as in investing. The default investing company that is affiliated with them is Oppenheimer funds and they a loaded funds.
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