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Depends on who carrier is for your homeowners-many acts of God are covered but some do exclude flood/earthquake unless you pay for the extra coverage.

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Q: Does Liability insurance protects a homeowner against natural disasters?
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What does builders liability insurance cover?

Builders liability insurance protects builders from laws suits. If damage happens while the builder is working on a home it protects him should the homeowner decide to sue. It also protects the builder in the event an employee should injure themselves and decide to sue.


What is insurance that protects a homeowner in case of a property ownership dispute?

title insurance


What type of insurance protects the therapist if they hurt the client?

public liability insurance


What is an insurance endorsement?

An insurance endorsement (also known as a rider) is a document that is attached to an insurance policy which modifies or changes the coverage provided in that policy. An example endorsement is one that is placed on homeowner's insurance which protects the homeowner from floods.


How does mortgage insurance protect a homeowner?

Mortgage insurance protects a homeowner in one of two ways depending upon what type of insurance it is. Mortgage insurance is one of two types. Mortgage life insurance pays off the mortgage in the event of death. Payment protection covers job loss or disability of homeowner.


What is covered in a commercial liability insurance?

Yourself and the cargo you are carrying should be covered under this insurance. It also protects your company from liability in case of an accident or emergency.


What does a public liability mean?

A public liability is a form of insurance purchased by businesses. This insurance protects a company from lawsuit in the event a consumer is harmed as a result of their actions.


What is the purpose of public liability?

Public liability is a type of insurance policy. This insurance protects or covers the user for legal liability to third parties (that is, potential lawsuits against them imposed by third parties).


What is the difference between collision and liabiltiy insurance?

Collision protects you and your car if you are in an accident, liability protects whomever you may hit.


Where can I get liability car insurance?

Liability coverage (often simply called "liability") protects you from damage you do to others or to property in an accident. Some level of auto liability insurance coverage is required in all 50 states - get info for your state's auto liability insurance coverage requirements here.


Liability insurance protects you against?

Damaging someones property or causing injury or death.


What are reasons that one would need to purchase business liability insurance?

Business liability insurance protects a company's assets from a lawsuit. If a business is high risk or doesn't have enough capital to cover a lawsuit, they should have business liability insurance.