Of course you need insurance regardless of the type of drivers license. If you own a car and have someone else drive you insurance on the car is still needed with the drivers who operate the car listed on the application. Insurance companies have gotten tired of paying claims on vehicles with drivers not listed on the policy. I am seeing more and more cases where the insurance company is denying the claims for material misrepresentation (lying). Most state laws require that all vehicles have liability insurance to be on the road. Here in Georgia, a system is in place where the insurance companies notify the state whenever a policy is cancelled or written and the registration will be cancelled if you don't have insurance as well as fines imposed for any lapse in coverage. The notifications are all electronic directly from the companies to the Georgia Department of Motor Vehicles. As a matter of full disclosure, I own and operate a small Independent Insurance Agency in Georgia and have for 22 years. I also was an agent for a direct writer insurance company for 3 years prior.
First, why would you need insurance without a drivers license? If you own a vehicle for some reason you can buy insurance on it as long as you are very truthful and list the drivers on the policy. You will be excluded as a driver and no coverage will apply if for any reason you drive the car.
Yes, you will need a drivers license to register a car in the state of Texas. Other items needed are proof of insurance and a certificate of inspection.
no
yes
No, if it's on a temporary basis, you have the permission of the owner, and the owner has liability insurance on the vehicle.
No, you don't need a special insurance or licenses to open a bed and breakfast. You can read about how to start one at www.fabjob.com/BedAndBreakfast.asp
Gas bicycles 49 cc fl you need License and insurance
Nowhere. You need to have a drivers licence before you can get a CDL.
yes
They do need a Nascar license in order to drive a stockcar or truck.
If you have no drivers license then you have no business driving a vehicle, therfore you do not need insurance.
You are required to get a liscense to sell insurance. Each state licenses it's residents who want to sell insurance.