Yes. The vehicle must be insured. This is not to say that you have to carry a separate policy. As long as your son have coverage you can be added as a driver on his policy and it probably will not cost anything to add you as long as you have a clean driving record. The policy must be in name of the person who owns the vehicle. This is very important. Insurance laws vary from state to state so you want to verify that no additional requirements exist in your state.
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