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What else can I help you with?
What is the policy for lifetime replacement of sunglasses?
The policy for lifetime replacement of sunglasses typically means that the company will replace your sunglasses if they break or get damaged, regardless of when you purchased them. This policy usually does not cover loss or theft of the sunglasses.
What is replacement cost coverage and how does it differ from actual cash value coverage?
Replacement cost coverage is an insurance policy that pays for the cost of replacing damaged or destroyed property with new items of similar kind and quality. This coverage does not take depreciation into account. On the other hand, actual cash value coverage takes depreciation into consideration when determining the value of the damaged or destroyed property, resulting in a lower payout compared to replacement cost coverage.
What does no replacement cost in your renters policy mean?
If your policy indicates that there is no replacement coverage then that means you will be compensated (paid) based on the current depreciated value of your property in the event of a claim.
What does replacement coverage mean on home owners personal property?
Replacement cost means that the policy will pay for the cost to replace your contents rather than pay what the items are worth now. This endorsement has some conditions on it as well. The policy will pay actual cash value first, then it will pay what it costs to replace the items if and when you actually replace them. You just send the receipt to the company as you replace the items and the company will send you the difference.
Are dog damaged dentures covered by home owner's insurance?
no animals are not covered property under HO policy
Is the dealership insurance on a loaner coverage for property damage?
This would depend on Dealership's policy as they have the choices of coverage when they take out the policy. In any case, it will only cover property that belong to the dealership and will not cover your property unless they are proven legally liable due to some action by them. If you had property that was damaged in a loaner car, you can only file a claim on your homeowners policy.
Can an insurance company pay to replace only part of your carpet when it is damaged.?
Yes,, that can Happen but it depends on what kind of policy you bought. If you purchased a "RC" replacment coverage policy then it will pay to replace all the carpet that is damaged from a covered loss.If you bought the cheaper "ACV" actual cash valued policy then it will only pay the depreciated value of the damaged carpet. This may make it seem that they are only paying for part of it if the replacement cost is higher than the depreciated value.
What is tradehome shoe exchange policy?
The Tradehome show exchange policy allows returns and refunds with a receipt. If customers do not have their receipt the item cannot be returned.
How do you get a replacement policy if your old one is lost?
you simply replace your replacement policy
Do all caches need a replacement policy?
not all caches need a replacement policy.
Does homeowners cover tree damaged by hurricane?
Homeowners Insurance Covers the property detailed under your policy. Trees are not an insured property. If a hurricane blows a tree into your house and damages your home then the damage to your home would be covered but if only the tree is damaged then the tree itself is not covered.
How can a homeowner get recoverable depreciation money from a home owners claim?
You Can't. When we buy home owners insurance we basically have two options for the coverage type.1. RCV, Replacement Value2. ACV, or depreciated ValueIf you purchased an RCV ( replacement ) policy then the company will pay the amount needed to either repair or replace the property within the policy limits you purchased..If you purchased an ACV (depreciated Value) policy then they will pay the amount needed to repair the property or they will pay you the depreciated cash value of the property if not repairable whichever is less and within policy limits.
