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In an accident if there is no damage to your vehicle but theirs is damaged do you pay a deductible?
No. The deductible only applies to your vehicle.
Do you have to pay your auto deductible if your vehicle is not damaged?
No. You only pay your deductible if you are setting up repairs.
Can you make the driver of your vehicle pay you the deductible after the accident if they are at fault?
If they have insurance then you should not have to pay a deductible at all.
Do you have to pay your deductible if you hit a deer in your vehicle?
You have to pay your deductible no matter what if your insurance company asks for it because that's the part you pay.
If your car is vandalized who pays for the damage?
The vandal if the can be found and sued. Otherwise your insurance if you have full coverage. You will pay a deductible and recover the deductible if the vandal is ever found and successfully sued by your insurance carrier.
What is better to have a lower or a higher Comprehensive insurance?
I'm going to assume you mean a lower or higher comprehensive deductible. A deductible is the portion of the claim that you are responsible for. If the amount of damages comes to $1000 and your deductible is $250, the insurance company will pay $750 and you will pay $250. There are a lot of things to take into consideration. Can you afford a lower deductible as this will mean that your rates will be higher? If you choose a higher deductible and there is a loss will it be hard for you to come up with the amount of money it will take to pay the deductible? Also, do you live in an area that is prone to comprehensive claims? Are there lots of heavy storms with hail that may cause damage to your vehicle? Do you live in an area with lots of flooding? Do you live in an apartment complex where your vehicle might easily be vandalized? Do you live in a rural area where there are lots of deer hits?
In Georgia if a deer hits your vehicle do you have to pay the deductible?
Yes, if you want to turn it into your insurance, you will be required to pay the deductible before they will cover the other costs of the damage. If another person hits your car, you would not have to pay your deductible.
Will homeowners pay if your vehicle hits your garage?
yes subject to your homeowners deductible
If a car is vandalized in a municipal lot should the city pay the deductible?
Most times the answer is no. Go to parking lot and there should be signs posted that they are NOT responsible for any vandalisim to your car while it is parked there. If there ARE NO signs, your in luck, and might be able to recover deductible.
If you hit a parked car and the damage is over your deductible how does that work?
If you hit a parked car, the deductible applies to your vehicle, not the parked car. The other vehicle is covered by your liability coverage and there is no deductible attached. You pay the deductible on the repairs to your vehicle, usually to the shop after the work is completed, the insurance company handles the balance directly.
If you are at fault in an auto accident do you have to pay the other persons deductible and my vehicle had already been damaged?
No. They are responsible for their own deductible. Because, when my van got hit, which was parked, I had to pay my deductible before the insurance company would cover it!
If you have full coverage auto insurance and you damage another vehicle and not yours do you have to pay a deductible?
It is the liability portion of your auto policy that pays for the damage to another vehicle that you hit. There is no deductible to fix the other car.
