If the car is not driveable (for example, up on blocks), you can generally suspend the insurance until it is roadworthy. However, state law may differ on this point, so you need to contact the division of motor vehicles in your state to confirm. You will want to ask about "financial responsibility" requirements on this issue.
If the car is financed, the lender may require that physical damage insurance be maintained. That is a contractual matter and you would be required to maintain the insurance even if the car was not operable.
Typically, no. However, your car insurance may.
If you got it covered in your insurance policy.
yes their insurance covers it
Depends on what insurance you have. LIABILITY insurance covers damage you cause to other people and their cars. COLLISION covers damage to your car from an accident. COMPREHENSIVE insurace covers fire, theft, flood and broken glass. Check with your insurance company.
Nothing, you have extra money and a broken vehicle.
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Like other vehicle insurance, van insurance can be broken down into three general categories. These are Fully Comprehensive Insurance; Third Party, Fire, and Theft Insurance; and third party insurance.
That depends on the policy that you have with your insurance company. When I had my truck broken into, my policy covered the iPod and stereo that were stolen, plus my rental while my truck was in the shop.
It depends on whether or not you carry comprehensive coverage on your car. Comp is an optional coverage if you own the car outright and may be a mandatory coverage if you have a loan on it. But the comp coverage would only pay for repair to the car. If you have items in the car that were stolen, however, they would actually be covered by your homeowner's or renter's insurance and NOT your auto insurance.
Car TheftUnfortunately, nothing. Unless you have a very specific tyoe of insurance that covers such items, in most cases all you can do is file a police report and hope your stuff turns up somewhere. Insurance companies cover the CAR, not what's inside the car. Most likely your windows or doors were broken, and your insurance would cover that if you have full coverage, as this would fall under the comprehensive clause of your insurance. Best Of Luck!
You may not need collision coverage but you should consider comprehensive coverage which covers theft, vandalism etc.
If the automobile has full coverage it will be covered. However if there is only liability then there is no coverage.