Do you have to have an insurance license?

Answer 1

If you want to sell insurance, you would first need to acquire an insurance license in the state in which you wish to work (non-resident licenses are available for out-of-state agents).

Getting licensed is usually not a very long or involved process. First, contact your local Department of Insurance to see if they have any particular requirements you need to know about. Then the process is usually as taking a pre-licensing insurance education course and then passing a state administered examination.

You would need to be able to pass the state exam for each line in which you wish to operate (often Life and Health agents will need to pass a Life insurance test and a separate health insurance test).

Each DOI usually will have a licensing division that you can contact for further information, as some things vary from state to state.