A claim for windscreen glass will not normally affect the no claims discount of a motor insurance policy.... but your policy may be different, you need to read what it says.
AnswerGenerally YES, they do increase, being that there is no "third party" so-to-speak in which the insurer can subrograte against.I say no, it is a comp claim and doesn't count against the driver. If the driver was cited for the incident, then they would go up.
It is not worth it. Once you file a claim, your insurance premiums will increase for a couple of years. You should talk to your agent to see how long premiums will increase for and how much your increase will be. I would not file an insurance claim to get back $300. If it was over $1000, it might be worth it.
Any time you file a claim you run the risk of your premiums raising due to the labor the insurance company put into your claim.
Insurance underwriting is a complex field, and there is no one simple answer to your question. It will depend on the circumstances of the loss, the amount of the claim paid, and dozens of variables. An answer could range from no increase to tripling premiums to loss of coverage altogether.
Car insurance can be in the form of third party or fully comprehensive insurance which is very useful when driving locally and helps to increase insurance premiums
The majority of the times if you file a claim with your insurance company, your premiums will go up, regerdless of fault. Some companies have started accident forgivness programs but are usually bigger companies with higher rates.
That would be considered a comprehensive claim and with the majority of major insurance providers (think State Farm, Allstate, Progressive, Geico, Nationwide, etc) it will not effect your insurance premium. However, it's always best to check with your specific company if a comprehensive claim will effect your rates.
Yes , All moving violations can cause an increase in your premiums.
A comprehensive insurance policy would probably cover damage as described. However, the deductible and potential premium increase for making a claim might make it more advantageous to not make a claim.
You can either pay for the repairs yourself, or make a claim on your insurance. If you make a claim without the other driver's info or a police report, you will likey be deemd at fault and your premiums may increase.
A motor accident claim will make one's insurance premiums go up. Most insurance companies will do this at the time of renewal though.