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Here are your options:
1. Debt Settlement
2. Debt Consolidation
3. CCCS
I would suggest Debt settlement, as you save max this way.
Yes, they help in that also.
To get out of debt has become easy now-a-days, as many finance companies offer loans with low interest rates.
The rate of interest you are offered always remains much lower to that of all your existing debt. With the financial process you reduce your debt burden by 50% to 60%.
They also have offers for customers with bad credits. You can get help or more information on how to get loans from some websites
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