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Generally it is ok for you each to have your own policies but if either of you drive each other's vehicle more than occasionally, you should be listed as an occasional. As a Broker, I can suggest that you would save a good bit of money and hassle if you just both join one policy. There are discounts for multi-vehicle that you would be entitled to.

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Q: Do a husband and wife have to be on each other's car insurance or can they each carry their own coverage with different companies?
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