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You should not have to be listed on the policy as a driver in order to take the driving test. Most insurance companies do not charge a premium for a person with a learners permit. Your parents should make sure that they have notified the insurance agent that you have a permit and give them the information like your permit number. After you pass the driving test and receive a permanent drivers license, they really should add you as a driver immediately so that you are covered should anything happen while you are driving the car.

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10y ago

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How do you get insurance on your drivers license?

You can get a non-owner insurance policy that essentially covers you when you have no vehicle. This is usually needed if you are required to have insurance and you do not own a vehicle.


Can you insure your license?

No, you cannot insure your license. Auto insurance covers vehicles, not licenses.


What insurance covers you in any car you drive?

Usually cars are insured for that specific vehicle. Clauses in the policy will detail the coverage of other drivers and any exclusions such as age or license requirements etc. If you have the drivers permission you are usually covered so long as you meet these clauses. To get insurance that covers any car you personally drive you will have to contact the insurance companies to go through what you require.


Does liability insurance cover other drivers in the event of an accident?

Liability insurance typically covers other drivers in the event of an accident caused by the policyholder.


Will someone driving your car be insured?

it depends if you have insurance that covers all drivers in the family or all and any drivers.


Will your full cover insurance work if you have an expired licence?

So long as your Auto Insurance is still in force your policy still covers you. You should renew your license as soon as possible though as the Insurance company does check your drivers license and driving history regularly. Should the company find that you have allowed your license to expire, they may decide to cancel your policy or decline to renew your policy on the assumption that you no are no longer a licensed driver and therefore do not need Auto Insurance.


Who is covered to drive your car if you give them permission to use it?

you are, unless you have insurance that covers other drivers.


If a taxi driver hits your car is it the drivers insurance or the owners insurance that covers the accident?

If a taxi driver hits you, and its his fault, the cab company's insurance pays.


Can you drive a parents car with them in it if your not insured before you pass your test if you display l plates and they are supervising you?

Yes, but you will be driving illegally. Regarding insurance on written on a personal auto policy, if an insured driver gives you permission to drive their insured vehicle, their insurance covers your liability in an accident. The coverage extends to anyone, whether they are a legal driver, 4 years old, don't have a license, or are blind. However, you need a license to drive in order to be legal.Added: What the question is missing is a statement that you ALREADY HAVE a drivers license or learners permit. If you do NOT have one, you cannot drive under ANY circumstances. As for insurance - it is not the licensed driver that requires insurance, it is the VEHICLE which must be insured.


Do you need insurance for a motorcycle if you have a permit in MA?

You dont need insurance the vehicle you drive needs it. If you own a motorcycle you will need insurance that covers any drivers of that motorcycle


What exacty is acceptance insurance?

It is an auto insurance for drivers. It covers everything becuase they know what other dirvers are like and the dangers of the roads http://www.firstacceptancecorp.com/


What is a non owner's insurance policy and where can you obtain one?

A non-owner's insurance policy basically enables someone to get insurance so they can get a license or for any other purpose they need to get auto insurance without owning a car. It covers you in any car that you drive, even if you do not own the car. It is basically a general insurance for drivers because some people who drive do not own cars.