Could you denied full coverage from your insurance company base on the age of your car?

Answer 1

Of course. Most insurance companies will not write physical damage coverage on vehicles over 15 or 20 years old. The reason for this is the wide discrepancy in the value of the vehicle of that age. Many companies will write coverage on an antique basis where you get an appraisal from an expert and that way you and the insurance company agree up front as to the value of the vehicle. This way they can also have a way of accurately rating the risk.