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No. The check must be endorsed by whomever the check is made out to. This will be the insured on the policy. If the spouse was not the named insured on the policy then she cannot legally endorse the check unless he gives her power of attorney or if he is deceased and she is designated as administrator of the estate by the court.
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Can a claim on your dead husbands estate also include life insurance to spouse?
If the life insurance policy had listed as the beneficiary the spouse only then it is not considered part of the estate and is not subject to claims. If the beneficiary is the estate then it is subject to claims. The only problem with the spouse being the only beneficiary is if she was a party to the claims personally then perhaps she and the proceeds from the life insurance could be subject to these claims.
If you and a spouse have different health insurance but have never designated one as primary or secondary could this cause problems when you do designate primary or secondary?
If you have insurance through your employer, and you are the policy holder,(the insurance is in your name) this insurance will be primary for you, and your spouses insurance policy will be secondary. The insurance policy thru your spouse's employer, (your spouse is the policy holder, or the insurance is in their name), this would be primary for your spouse, and your policy would be their secondary. Here's the phamplet from Medicare http://www.medicare.gov/Publications/Pubs/pdf/02179.pdf
Is it legal in Massachusetts for an ex wife to be covered by ex husbands medical insurance?
In any state, as soon as the divorce was legally final, the ex-wife does not qualify to be covered by the ex-husband's plan as a spouse. She could continue on the plan under COBRA for 36 months.
Is there insurance for car repairs?
Car insurance, depending on the policy, will pay for car repairs in an accident only. However, if you are looking for insurance that takes care of basic maintenance fixes, those policies are rare and end up being costly in the long-run. In some cases, some repair shops do offer financing plans for repairs or any services, which could be helpful if you need assistance in paying for repairs.
Do you need to contact your insurance if someone hit your parked car?
Yes, alternatively you could pay for the repairs yourself.
Is it legal can your husband cancle your health insurance?
Under a group health plan (that is, the insurance is through an employer), the employee could take his/her spouse off of the plan. No signature would be needed from the spouse. The spouse would get a notice about continuing coverage through COBRA. At that point, the spouse could pursue being re-instated to the group plan. Under an individual health plan (bought without an employer), it would depend upon who the primary policyholder was. If the husband is the primary policyholder, he could possibly drop the wife. Again, the notice of COBRA rights would be sent. For more plain and simple answers to health insurance questions, visit Health Unsurance blog.
How long do you have to make car repairs after receiving an insurance check?
You don't have to repair the damage, you could just pocket the money and drive around a busted up car.
Who were Tudor women expected to obey when they got married?
their husbands, their husbands could do anthing to them basically and if they were not to obey they would be beaten.
Can you keep house insurance money instead of fixing a damaged floor?
Its your $$$ now !!! you can do with it what you want. * If the home is not still under a mortgage contract the homeowner is not obligated to use insurance funds for repairs of the property. However, if repairs are not done the insurance provider can refuse any claim if the flooring or adjoining structure is damaged further. If the home is still mortgaged repairs must be made as the lender would have to sign the insurance check as well as the homeowner/borrower. All mortgage contracts stipulate that the property must be kept in the same or better condition as it was when the property was purchased and lending agreement made. You could BUT that would be called insurance fraud... Lis@
Is it worth it to get a home insurance policy?
Yes one should always a home insurance policy. They protect one in case of burglary, accidental damage or natural disasters such as floods and hurricane damage. Without insurance one could have to pay thousands of dollars for potential repairs.
How do you limit liability for separated spouse's car?
I believe your concern is how to keep yourself from getting caught up in a lawsuit if your spouse, you are currently separated from, has an accident. Your best bet is to ask an attorney. Laws may differ from state to state as far as liability. It really has nothing to do with insurance per say because it plainly is liability law. Most times you are as liable as you spouse for any claim. That is why most insurance contracts specifically state the person who is insured is the person named in the declarations and spouse and�.. If your spouse has an accident and you find yourself sitting side-by-side in court, most likely your spouse�s insurance will protect both of you. However, I assume you both aren�t the best of friend right now. That being said, you really have no way of making sure your spouse maintains continuous insurance coverage with adequate liability limits. You could find yourself without insurance coverage or without enough insurance coverage. Unfortunately, the world has change but insurance and laws mostly have not. In a perfect world, we would not have this situation or at least there would be a simple solution. In this case insurance isn�t the problem or the solution. Your ultimate defense is divorce.
Is it auto insurance fauld if your wife lied to her auto insurance and said she was not married because your license is revolked in Maryland?
It could be, especially if the person with the revoked license is involved in an accident because he cannot legally drive a vehicle and she committed insurance fraud by not telling her insurance company the spouse was in the household.
