Can you report 2 incidents on one auto insurance claim?

Answer 1

Not exactly sure what you mean but here goes. If the "incidents" did not happen at the exact same moment then no you cannot make them on the same claim. They would be two seperate claims with two seperate deductibles and you would have two claims on your insurance record also. Small claims are not worth claiming. If one is small and doesn't involve another party then the best thing is to work a deal out with the body shop to pay for it while they are fixing the other claim. Usually they will fix a small item for almost nothing as they will already have the paint and materials anyway. Don't be dishonest with the adjuster or you could get in real trouble. Tell them upfront that it happened in another event. They can tell. For full disclosure, I own and operate a small Independent Insurance Agency in Gordon, Georgia and have for 22 years. I also worked as an agent for a direct writer for 3 years before that.