Not exactly sure what you mean but here goes. If the "incidents" did not happen at the exact same moment then no you cannot make them on the same claim. They would be two seperate claims with two seperate deductibles and you would have two claims on your insurance record also. Small claims are not worth claiming. If one is small and doesn't involve another party then the best thing is to work a deal out with the body shop to pay for it while they are fixing the other claim. Usually they will fix a small item for almost nothing as they will already have the paint and materials anyway. Don't be dishonest with the adjuster or you could get in real trouble. Tell them upfront that it happened in another event. They can tell. For full disclosure, I own and operate a small Independent Insurance Agency in Gordon, Georgia and have for 22 years. I also worked as an agent for a direct writer for 3 years before that.
If hit a tree and damaged my auto, how long do I have to report it to my insurance company?
If you have had an accident with this person then his insurance information should be present on the accident report. If you have no claim on this person's auto insurance then it is not your business whether or not he has insurance.
Let your insurance company/agent handle the claim--they will collect from the other insurance if there is a valid claim. You'll need a police report.
Typically they need a police report.
Yes you can.
An auto accident claim should be filed after the accident happened. Be sure to have a police report and the other parties insurance information before reporting your claim.
Once you submit an auto insurance claim can your provider deny it?
file and pursue a claim or dont. If you do file , file a police report, get a copy of the report and have your property insurance company pursue the claim against the insurance company covering the party or parties involved in the auto accident
You are entitled to receive a CLUE report. This is a report similar to a credit report but has to do with your claim history. Your claim would be listed with information such as the date of the claim, claim number, etc. You can contest this with the company that file it...if it is incorrect, then it should be corrected. If you have difficulty with the company, then you address it with your state's department of insurance.
The insurance company is not required to report a hit and run to the police but in most all personal auto policies, the insured is required to report a hit and run to the police before the insurance company will treat the claim as an uninsured motorist claim. This is usually a policy requirement.
If you need to file an auto insurance claim, you need to start by contacting your insurance company. It is important that you have all necessary information when filing a claim. If the claim is due to an accident, be sure to exchange license plate numbers, contact and insurance information with the other party. If a police report is filed, make sure you have the case number. Your insurance agent will then take you through the rest of the process.
The auto insurance claim is when you make a request for an insurance company to pay for the damages to your car or another vehicle. The insurance company will then take your facts, compare them to a police report if available, look at the extent of damage on vehicles, among other things. Then they'll make determinations and issue checks from there.