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Generally in regardls to a BK 7 the debtor is only allowed to keep his or her vehicle if they reach a repayment/refinancing agreement with the lender. If the lender was not notified of your BK filling before the repossession they have the legal right to seize the vehicle in question.
You might be able to have the vehicle returned for the period of time in which the BK is being adjudicated, but that is not always an option.
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Can you lease a car in chapter 13 bankruptcy without getting permission from the trustee?
You will need permission from the trustee before doing anything financial while in chapter 13 bankruptcy. You will have already signed paperwork agreeing to full disclosure with your trustee when you filed.
If you file Chapter 7 Bankruptcy can the lien holder on a car already repossessed that you are making payments on still collect?
IF its filed properly,NO. Why not ask your B/K attorney this question??? That's what you pay them for.
What if your car was reposed after filing a chapter 13 dont you get it back?
If the Chapter 13 was filed before the car was sold at auction, you should get it back. Otherwise, it's too late.
What happens if car is totaled in chapter 13 but no claim was filed for the car?
A car is not totaled in a chapter 13. A car may be totaled while the owner is in a chapter 13. If the car was fully exempted, nothing happens. If you need to buy a new car, you will have to get permission from the bankruptcy court after you file a specific purchase agreement (car loan) which should not seriously affect your plan payments. Why are you not asking your lawyer?
If the finance company has repossessed your car and you have filed and been discharged in chapter 7 bankruptcy in Kentucky who owes the property tax for the current year on the car?
You do. You were in possession of the car. The car was registered to you. Until the car is sold, you are legally and financially responsible for it.
Can you buy a car after chapter 13 dismissed?
Dismissed or completed? If it were dismissed, your credit report will show that you filed for bankruptcy. Obviously, if you filed bankruptcy your credit is not great. You certainly can buy a car for cash. Finding someone to lend you money; or getting a loan will be more difficult.
If Chapter 7 BK is filed on a car loan will the bank repo the vehicle if the cosigner is willing to make the payments?
You need to calol the LENDER and discuss this.
You filed for a chapter 13 have not got a case number yet can they repo your car?
You have not filed a bankruptcy. You get a docket number immediately when you file. So, yes, they can repo your car. If this was done by a lawyer, you should find out what the lawyer actually did. You can confirm your bankruptcy filing online or by telephoning the court in which it was supposedly filed, and get the docket number. It's a public record.
Am I eligible to make a car loan if I already filed for bankcruptcy?
Can you get 1-yes, with high interest. Must you repay if included-no; but they will repossess.
Will installing a car alarm void any warranties on my car?
No unless your car already came with an alarm and you are upgrading or changing models.
If your car has been repossessed for the second time can they keep it until it is paid off or can you pay what you owe and get it back?
Most likely. If you file before the vehicle is sold, the Automatic Stay that gets imposed stops the sale. You can then go back and work on how to pay the arrears. If its a Chapter 13, then they are simply in the plan. If the car has already been repoed, then make sure you call the bank (or whomever you got the loan through) and tell them you filed. Give them the case # and the chapter.
When filing Chapter 7 is a car loan department discharged by your credit union?
An automobile loan is secured by the vehicle title, meaning that the lending institution has filed legal notice of interest in the vehicle. Even if you file chapter 7 bankrupcy, the lending institution can repo the car if you don't make payments.
