Comprehensive motor insurance usually covers bodily harm or damage caused by an accident. The comprehensive insurance also cover the liability of the car damages in regards to collision coverage. When deciding on collision coverage, it is important to consider the age of the vehicle to determine if comprehensive or full coverage is needed on the vehicle or if collision insurance would be the appropriate choice.
Comprehensive insurance coverage is a physical damage part of automobile insurance which covers you vehicle for fire, theft, vandalism, broken glass, and all animal collisions. Collision is the other main part of physical damage coverage which covers hitting something or turning the vehicle over. You can purchase comprehensive without collision but not collision without comprehensive.
Comprehensive insurance covers theft. Liability & Collision do not.
collision
Comprehensive insurance coverage is a physical damage part of automobile insurance which covers you vehicle for fire, theft, vandalism, broken glass, and all animal collisions. Collision is the other main part of physical damage coverage which covers hitting something or turning the vehicle over. You can purchase comprehensive without collision but not collision without comprehensive.
Comprehensive loss is any damage done to the vehicle other than collision.
Liability insurance only covers someone else in the case that you are responsible for damages caused in a collision. Comprehensive coverage will cover a driver that you hit, as well as cover yourself for any damages inflicted during a collision.
Animal CollisionIf your vehicle "collides" with an animal it will be covered under the "collision" portion of your Auto Insurance Policy. Answer from a General Insurance AgentAnswercomprehensive
Collision covers if you hit something or turn the vehicle over. The exception is an animal collision which is covered by comprehensive or (other than collision).
Any good insurance company offers collision insurance. Many people don't want the cost of carrying a comprehensive plan on an older vehicle. Sometimes it is smarter to simply carry collision insurance and all of the top insurance companies do.
Your collision and comprehensive cover your vehicle.
Comprehensive insurance helps to pay for damages to a vehicle that were not the result of a collision. If you want insurance when a vehicle is damaged by fire or theft , then you should purchase comprehensive motor vehicle insurance.