Can you get auto insurance with out having a car?

Answer 1

Even if you do not own a car, you still need insurance protection if you drive one. The auto you borrow, rent, or use may have proper insurance coverage, but you also should protect yourself with personal liability protection.

Here is how to get it:

Ask for the cost of higher liability coverage based on the assets you own and your projections of future income to be protected. For your protection, consider purchasing as much liability insurance coverage as you can afford

Ask the insurance company or agent about your state's minimum liability coverage rules. States differ in the minimum liability insurance coverage they require.

Analyze your assets, including home, furniture, art, clothing, computer, electronics, and all other personal assets. Get quotes for liability insurance only.

Estimate your future income. This is important because, like life insurance, you want to protect your future income as much as possible. This calculation often results in a larger amount than all of your personal assets.

I wish you the best