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just the opposite. If you finance the car through the dealer, he will realize a portion of your interest payment so the possibility of a discount is there.

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Q: Can you get a discount off a new car if you pay cash?
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When purchasing a new car how much discount does one get?

The amount of discount one may be eligible for when purchasing a new car depends on the dealership where it is being purchased. Most car dealerships have regular deals such as a certain percentage off, cash back, or special financing rates. Speak to the dealership to find out the best possible deal.


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What circumstances would it be advisable to borrow money to take a cash discount?

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What are the advantages of paying cash for new car?

The only advantage is you avoid any interest for financing any part of the purchase price. The belief that you can get a better price if you pay cash is false. The sales person loves to hear you say "I'm paying cash" because he knows there will be no financing problems. The sales managers reaction will be to avoid a deep discount in the price because his only profit will be in the price of the car. If you have a trade they can typically make money off of that as well as when you finance a car through the dealership they are paid by the finance company in a number of different ways.


How much discount should you get off a new car?

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