Yes, you may, provided that the insurer has not already made payment. Keep in mind, though, that if the insurer has a record of a claim having been made, it may have a bearing on how the insurer "views" the risk in the future. This could go to issues such as future insurability, rates, and similar issues.
Once you submit an auto insurance claim can your provider deny it?
No. Homeowner's insurance insures the property against loss not the individuals. If both own the property the proceeds of any claim will be paid in the form of a check made payable to the legal owners of the property.
Unless you present a fraudulent claim, it is illegal for any Insurance co to drop you because you file a claim.
An insurance company cannot drop you in the middle of a claim. The state department of insurance sets standards for how long it takes for the insurance company to respond to a claim, and to issue payment once damage is verified. If they have stopped contact with you and have not given you a reason I would contact your state department of insurance and file a complaint.
They should not drop you before a claim is settled. If they have contact your state department of insurance and file a complaint.
Generally no. Please provide more details. Are you paying the premium?
Yes, it can happen, depending on what type of claim it was and especially if your a new customer with that insurance company. However, if you've been insured with them for many years there may be a specific reason they cancelled you. Claims that result from a failure of the homeowner to maintain a the home is often a reason for canceling or non-renewal of your policy. Without knowing the type of claim you had though, It's not easy to say why they would cancel you.
Yes, the insurance company will pay, but they might drop you when they finish processing the claim.
Yes and no. Insurance companies do not raise your rate because you filed a claim (this only applies to "Act of God" claims). Any claim related to weather like hail, wind, flood, tornado, etc. It's called a pooling effect, so if X# of people file a claim in your area everyone's rates go up whether you file a claim or not. Insurance companies do not raise your rate just because you filed a claim. Now, they can drop you for any reason they want, but are not likely to drop you because of an Act of God claim. If they drop you because you filed an Act of God claim, then you should definitely find a new insurance company.
Normally 3 years
I don't represent Allstate but, I have heard that about them in several states.
No, Your homeowners insurance will cover losses due to an "Act of Nature" if you have an extended coverage policy. For a claim caused by an "Act of God" you'll have to rely on prayer.