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Homeowners insurance and basement flooding?
If you are filing a homeowners insurance claim because your basement was flooded then be sure to be specific when making the claim because most homeowners do not have flood insurance. If your basement flooded as a result of a broken or leaky pipe or from some other cause from inside the home then you should be fine but if your basement was flooded as a result of an outside source then you may not.
What is the process for filing a claim for home insurance repair?
To file a claim for home insurance repair, you typically need to contact your insurance company, provide details of the damage, and submit any necessary documentation such as photos or estimates. An adjuster will then assess the damage and determine coverage before the repair process can begin.
Can you have repair payment check made to you or must be paid to repair shop?
Is the auto insurance provider required to make your repair claim check to the repair shop?
Can you keep insurance claim money for roof repairs?
No, insurance claim money for roof repairs should be used to repair the roof as intended by the insurance policy. Keeping the money for other purposes may be considered insurance fraud.
Can you cash insurance check written to you and repair shop?
yes. as it is given as an insurance claim it can be used for the repairing purpose of your damaged shop.
Does comprehensive insurance cover you if your motorcycle is picked up because of a faulty throttle cable but while in the care of the repair shop someone damages the motor?
The repair shop's insurance should cover this claim.
If you hit an object and need your insurance to repair your car will your rates go up?
Depending on the size of the claim, it may.
If I were in an accident and the other driver is faulted there insurance provider has paid the claim do I need to have the auto repair done or can I keep the money?
You can keep the money. You don't have to repair the car.
Will insurance pay for cracked windshield?
Does filing a windshield repair claim effect the my rates? Most insurance companies view windshield repair as preventive maintenance. If a chip is left unrepaired, it likely will crack out and lead to a costly windshield replacement. Most insurance companies waive deductibles for windshield repair. Windshield repair saves policyholders and insurance companies millions of dollars annually. However, we can't speak for every insurance company. How do I know if I will be covered for the repair? I will be able to tell you within minutes if you have the necessary coverage for windshield repair. On occasion, the insurance company will not be able to immediately verify coverage. As a general rule, a vehicle under 8 years of age is a safe bet. If you have more than liability insurance, coverage will usually pay for the repair. What insurance companies do you work with? We add new companies every day. We work with insurance's of all shapes and sizes. We only know of a handful of companies that choose not to waive deductibles on windshield repair. Will checking on my deductible or inquiring about windshield repair raise my insurance rates? Asking your insurance provider about your policy coverage and deductibles is generally not considered a claim. Will filing a windshield repair claim count towards my insurance policy? In many cases, insurance companies will not count windshield damage as a claim on your policy. What if I only have liability coverage? Because liability insurance only provides coverage for damages to another vehicle,windshield repair services are not covered under your liability policy. We offer multiple payment options including cash, checks, Visa, MasterCard, Discover and American Express. Will all insurance companies waive my deductible if my windshield is repaired rather than replaced? Many insurance companies cover windshield repair at 100 percent coverage with no deductible. We will be happy to help you with your questions regarding insurance coverage. Do I need to contact my agent or insurance company? We're experts at verifying coverage, filing the claim and handling all the paperwork. , We'll contact your insurance company and submit the claim on your behalf.
What does compulsory excess mean on car insurance?
How much you have to pay if you make a claim on your insurance i.e if your car costs £750 to repair and your excess is £250 the insurance company will only pay £500
Can the insurance company pay you less than the repair claim?
Yes, insurance companies can pay less than the repair claim if they determine that the initial estimate was too high or if their policy limits the coverage amount. In some cases, they may negotiate with the repair shop or offer a cash settlement instead of paying the full claim amount. It's important to review your insurance policy to understand your coverage and rights.
Who is responsible when a 4 month old sump pump stops working and floods the basement?
do u have flood insurance? if u do then file a claim, or call your homeowners insurance company to see if theres anything they can do. Otherwise its probably on you.
