If you want him to have insurance cover in the event of an accident you should add him to your policy. Any body that is not on your insurance policy should NOT drive your car, if they have an accident you'll have big problems.
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
Car insurance and possibly health insurance if the car insurance does no cover the entire bill.
if you add them AFTER they have an accident, they will not be covered for anything that happened during, or as a result of, the accident
Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.
the insurance of the person responsible for the accident
If you have insurance yourself you are insured to drive someones car. If you have an accident your insurance will cover it.
Personal Accident Insurance to cover the people in the car in case of accident.
No. Car insurance is insurance on the car not insurance on the driver.
Only if you expect your insurance to cover you if the child has an accident. You auto insurance contract states that you are responsible for listing all household members and drivers who drive your vehicles. If you do not do this then you have committed material misrepresentation and the insurance company is then not responsible for paying for the damage from the accident.
Probably. When you purchase insurance, you are insuring the car. If you drive someone else's car and have an accident, their insurance should cover the costs (but their insurance *may* sue your insurance company for compensation/reimbursement.)
If the car that was involved, in an acident was insured yea!