If the insured elects to do the work themselves, profit is not usually included in the estimate. Insurance policies are not in place to profit the insured. They are to make the insured whole again. Overhead would be included.
Generally a contractor who builds a house for a customer can expect to receive 15% profit and 15% overhead. Generally that is on the high end though and can vary by region. Generally a contractor who builds a house for a customer can expect to receive 15% profit and 15% overhead. Generally that is on the high end though and can vary by region.
yes
Workman's Comp is for employees. If you are the owner and operator, you need standard health insurance. Health insurance won't pay for your lost wages, won't pay survivor benefits, and if you receive a serious injury, who will pay for your health insurance? Comp has lifetime medical benefits for injuries, and it doesn't depend on future premiums. A less expensive option is Occupational Accident and Contingent Liability - they aren't the same as Comp, but they can meet your needs. Talk to your independent insurance agent and your (General) Contractor. Also, many states are "ladder states," meaning liability goes up the ladder until someone can pay, so your (General) Contractor is probably right in requiring you to either have Comp or take it out of your pay so he can carry it for you. Some states REQUIRE him to do this.
The general and Progressive insurance companies both specialize in cheap car insurance you can buy online. However, contacting your local insurance agencies will ensure you receive better service.
Some tips that are given to receive cheaper auto insurance include the type of insurance policy, reduce your risk reduce your cost, and being a good driver in general.
If you mean, "why," one possible reason is that health insurance reform required health insurance companies to spend the money they receive in premiums on, um, actual health care and not excessive overhead such as inflated executive compensation. .
Class code 21585 typically refers to a specific classification used in general liability insurance for businesses that engage in activities related to "Contractors—All Other." This classification encompasses a range of contractor activities not covered by more specific codes, and it's used to assess the risk and determine premiums for coverage. It's essential for businesses to correctly identify their class code to ensure they receive appropriate coverage and pricing. Always consult with an insurance professional for precise details related to your specific situation.
No one is entitled to one but all can receive
You can get a quote for car insurance in Connecticut online at websites such as Prac and The General. You can also contact your local Allstate, GEICO, or Progressive agency to receive a quote as well.
No
Yes. In order to receive contractor license bonds, you must first be licensed which will require certification classes.
There are many places where one could receive lead insurance. One could check sites such as Insurance Lead and Reviews for information regarding lead insurance.