As an attorney who has worked with veterans, I’ve seen many assume their VA disability income is completely protected, but that's not always the case. While VA disability benefits are generally shielded from creditors, they can legally be garnished for specific obligations like child support, alimony, federal tax debts, or VA benefit overpayments. One veteran I worked with was stunned to find part of his benefits garnished due to back child support, even though he thought those funds were fully exempt.
If you're facing potential garnishment, don't panic but do act quickly. It’s important to consult a VA-accredited attorney or legal aid office familiar with both veterans’ benefits and family law. You may be able to challenge the amount being garnished or request a hardship exemption. A helpful tip: keep documentation of your expenses and financial hardship in case you need to negotiate or file a formal objection.
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