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Yes, persons who have incurred property damage or injury have the legal option of filing a lawsuit to be compensated for their damages, pain and suffering, loss of wages, whatever might apply in the specific situation. Many states have placed "caps" on some types of lawsuits, meaning there is a maximum monetary amount that can be recovered, some states only allow what the amount of the defendant's insurance coverage. However, all such lawsare subject to interpretation and implementation by the presiding judge and in some cases a jury a well.

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