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There may be exceptions, but under most policies you are covered as long as your son had your permission to drive the car. At one time there was an amendment on my policy stating that my car was NOT covered if my daughter was driving (after several tickets and three at-fault accidents), but that would not be normal. If your company is investigating, that probably means they are trying to determine if there is any validity to the other party's claim. They would not have to look any further than the policy to determine that your coverage did not include the injury.
Oh most certainly. Fraud or other Criminal activity on the part of an insured or a claimant which ever the case may be, can result in denial of coverage for the loss incurred. In fact, the law in every U.S. state prohibits an insurer from paying these types of claims
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What is the meaning of the term injuries claim?
An injury claim is when someone receives an injury and the claim is sent to an insurance company for compensation. If you are hurt at work, the claim would be submitted to worker's compensation. An automobile accident injury would be submitted to the auto insurance company.
How long does processing work injury claims usually take?
To process a work injury claim depends on many factors such as the severity of the injury, the specialists or doctors who have to sign off on the claim and also on your insurance companies investigation.
Where would one go to process an auto accident personal injury insurance claim?
One would or could go to various places. These places include the DMV, or the auto insurance company which distributes their auto insurance to claim an auto accident personal injury insurance claim.
What are the qualifications of an insurance injury claim?
First of all, the insurance injury claim needs to be valid and there will be paperwork. If there are witnesses as well to the injury would be beneficial. The insurance may request a medical report or will arrange for treatment such as physiotherapy. It is best to go with a no win no fee company.
How do you go about filing an injury claim with your insurance?
It would definitely depend on your insurance company. My insurance company like me to call them when I need to file an insurance claim and then I talk to an agent who takes down the specifics. If you have a personal agent you would want to contact him or her.
How a bank employee claim for compensation for injury while on duty?
If he/she is covered under Group Medical Insurance scheme,he/she will be entitled to claim compensation for injury while on duty in a bank. If he/she is having seperate Personal Accident Policy, he/she should file claim with the insurance company and get benefits according to the gravity of the injury.
How does one go about filing a bodily injury claim?
To file a bodily injury claim one must first go to the ER or a doctor to have the injuries documented. Then you would file a claim with the responsible party's insurance company and they will ask for access to your medical records. After the insurance company reviews your files, they will send you an offer for compensation.
Is there a way to obtain someone's homeowners insurance after a fall if they are not willing to provide it?
You cannot go behind someone's back and file a claim on their insurance. If it is a major injury you can file suit and they will have to provide it to their insurance company so that the insurance company will defend them or settle the claim. This is to force the issue.
What effect does a claim has on insurance company?
A claim is a liability on part of the insurance company. If a customer makes a claim it means that the insurance company has to pay the customer for the amount is eligible to claim and hence it is a expenditure on the balance sheets of the insurance company.
What if the delay in filing an insurance claim is the fault of the insurance company?
That's not very likely. The insurance company does not file your claim, they accept your claim notice from you. You have to file your claim with the company, not the other way around.
What sort of paperwork is involved in an injury at work claim?
For an injury at work claim you will generally need a lot of paperwork from both the medical professionals who handled you throughout the process, but also paperwork from the job and a possible insurance company.
How are car injury claims investigated?
The investigation put into car injury claims is difficult to put in detail, because the investigation is largely different for each case. However, the first thing that occurs after somebody files a claim is an insurance agent will call you up and ask you for the specifics of the accident you were in. Other things the insurance company may do to find the truth is ask for a copy of the police report, ask what happened from the other driver, as well as talk to any listed witnesses of the accident.
