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Can the insurance company assign fault legally. When the two sides have the opposite person at fault and without a police report?
Yes, That's what an insurance adjusters job is, The adjusters usually assigned by both insurance companies involved, asses the situation, review all pertinent facts and then jointly make a determination of fault and/or degree of fault and ensuing liability.
Police reports do not automatically determine fault. Police reports are typically made by an officer after the accident has occurred, rarely is the responding officer an actual witness to the accident. So although a police report is very helpful to the adjusters it is not the sole determining factor.
If the insured parties disagree with the insurance companies decision they can always hire legal council and take the matter to court for a judicial or jury determination.
What else can I help you with?
Can a car be on the road without insurance?
Not legally.
How long do you legally have to change your current insurance coverage if you purchase a new car?
You need to have it changed as soon as the deal is final, and all the paperwork is done. Don't drive anywhere without contacting your insurance company.
May a licensed driver legally drive without auto insurance?
Not in Texas.
Can your insurance company raise your homeowners deductible without you consent?
it depends on the company
Can someone get insurance on a mobile home without having the title to it?
If they have a bill of sale providing proof of ownership, the answer is yes they can purchase insurance on the mobilehome. If there is some kind of contention that they do not legally own the home, it may require more proof to satisfy the company.
Can you work for an insurance company without an insurance license?
The answer is NO. Yous can work in the office as an office assistant, but you cannot sell insurance. No company would appoint you if you are not licensed.
Can a son take a life insurance for his mother without her knowledge?
No, Not legally. you must get her signature on the application.
Can you get car insurance without a driver's license?
No. You cannot legally drive so they would not cover you.
Can a claim be made against a person's insurance without their permission?
Anytime you make a claim with your own insurance company against someone else's company or their company directly, the company taking the claim by law has to fully verify and investigate the claim being made. Not only that, no insurance company in their right mind would pay out insurance claims without checking them out first.
Will an insurance company insure a property without a certificate of occupancy?
no it will not
The buyer of our home agreed to fix the hail damaged roof and the insurance company sent a check can you keep it without repairing the roof?
If it is in writing that the buyer of your home agreed to pay to have the roof repaired or replaced, and the buyer knows you have received an insurance check for the roof, and if the insurance check is made payable to you, then yes, you can legally keep the money without paying for the new roof.
Can you get auto insurance without an agent?
Yes, you should call a direct-insurer (which is the insurance company) and you can buy your insurance from them directly.
