Every state has their own laws covering insurance and liability for damages.
Liability is when you or someone or thing is liabile for something that they did or are responsible for . Yes it is possible for health insurance to have liability .
In a nutshell, public liability insurance is a special insurance a business or a commerce can buy to protect itself financially in case of a lawsuit brought against it by a patron injured at/on it's premises.
Contractual liability insurance is something purchased to protect a person entering into a contract, when that contract means that they agree to be responsible for any liability.
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Ultimately the insured is responsible for obtaining adequate liability insurance coverage. If a loss is incurred, it will generally be covered by whichever policy was in force at the time of the loss excepting where Professional liability is the covering policy type.
You will need the basic liability insurance. This means that you will be covered for the other person's car if you are in fact responsible for the accident.
Liability insurance would pay if you were liable (responsible) for damages. For example, most automobile insurance includes liability insurance, for when you are responsible for damage to someone else's vehicle. Generally, liability insurance allows you to pay a fixed, relatively small amount on a regular basis, rather than suddenly and unexpectedly having to pay a very large amount all at once.
Negligence liability involves getting insurance for situations where one makes a mistake and one is responsible for damages. One can get negligence liability from insurance companies like All State.
No, General Liability would cover others for whom you are financially liable. It is not possible under construct of law to be liable to ones self.
The party responsible for causing the loss or damage is typically financially liable. This could be an individual, a company, or an entity that has a legal duty of care. Liability can also be outlined in contracts or insurance policies.
Liability insurance financially protects a driver who is not a fault in an accident by paying for damages. It will protect the driver who is at fault from being sued for damages.