no
No, I'm afraid not. Homeowners insurance is for sudden unexpected losses that result from covered perils such as Fire, Wind, Hail, etc. Homeowners insurance never provides coverage for routine expected maintenance issues nor for upgrades.
It is good for a homeowner should intensely focus on drain cleaning of their home about once every three months. This will prevent further damage from clogs.
Your answer depends on who owns the driveway, and who damaged the drain. Best practices dictate that you file a police report and contact your insurance carrier, who can sort out who pays for the repair of the damage.
Plumbing Repair Sink Drain Houston TX
No, Homeowners insurance is "Hazard Insurance" for losses to your home from the specified covered perils detailed in your policy. Covered perils are typically losses resulting from Fire, Lightning, Wind and Hail. Home insurance does not cover normal and expected maintenance or repair expenses that are considered incidental to home ownership. It's no different than a clogged drain for example, If it's not the result of a covered peril then it is not covered. Normal Maintenance, Repairs or Home Updates are not hazard losses.
They should NOT have to pay if the policy holder did not read the agreement prior to signing the policy
Snaps in a drain hole to cover up the drain.
In order for a homeowners policy to cover a situation, the damage must be from a covered cause. I cannot think of any situation where a covered cause could damage a septic tank. Septic tanks and drain fields are usually damaged by tree and vegatation roots, pressure due to vehicles running over them, and lack of maintenance. None of these are covered causes.
IThe drain pipes on the outside of my house have recently been damaged in a storm. What are the cheapest companies for drain pipe repair?
== ==
Sewer Cleaning Sewer Line Repair Trenchless Sewer Repair Sewer Drain Cleaning Sewer and Drain Cleaning