You should create a contract between yourself and the repair facility. If the owner of the company agrees to the contract, then yes, if not... the outcome may vary from state to state if you do not pay.
There is also a contract existing here between you and your insurers. If the payment is issued to the repairer you might have some difficulty with the insurance company, so check with them.
If you have your check from the insurance company you are free to do whatever you want with it. Insurance claims are based on indemnity, restoring a person or property to its previous condition. Most insurance companies do this monetarily. Once the check is in your hand it is yours and the insurance company has no say in where it goes. In some cases they may pay a shop directly once repairs have been done. If you have already received a check then you are being paid based on an estimate or appraisal. The assumption is that you will fix your car but they won't necessarily check up on you afterwards. It has no affect which two insurance companies are involved.
Usually the insurance company takes extreme care to locate and pay beneficiaries who are listed by the decedent. If they cannot find a person, then the money is held until they can. You could contact the insurance board, but first check to be sure that the person who did not get paid was actually a beneficiary.
Who is it that doesn't have insurance (your, or the 'other' person)? If you don't have insurance and are at fault there is no way you can receive any money for the car. If ther other person involved is missing insurance then you will still be covered if you pay for collision or uninsured motorist.
Beneficiary
obama's pay check where else?!?!?!?
No. If the accident was your fault, you can not get money from the other person's car insurance.
The payee is the one that receives a payment. On a check or money order, the payee is the person the check is made out to. This is the person who can cash the check, or deposit it into his account. On a promissory note he is the one who receives the money from the loan.
Motorbike insurance can be compared on Nationwide, Money Saving Expert, Money Supermarket, Insurance Hotline, Way 2 Insure, Compare The Market and Be Covered.
If you received money that you were not entitled to and you deposited the insurance check into your bank account and the money was a payout from an insurance claim, the insurance company can swipe the money out of your account without your prior knowledge for up to 3 years. If you received money as a result of a criminal act, the statute of limitations for that crime would guide the insurance company's timeline.
As long as the insurance company makes the check out to you yes. You also have all the rights to do whatever you want with the money. Meaning that you can go to Disneyland or buy a new TV. It is your money to do what you wish with it.
Yes, a person with a bank account (a depositor) can write a check against that account for a sum of money. The person given the check (who the check is made out to) then presents it to their bank and the banks between them move the money from the account of the person who wrote the check to the account of the person who was given the check.
A check is considered money because a check is exchangeable to cash when submitted in a bank. And that is, provided the person who gave the check has enough money in his account to pay for the check that you have in hand.