answersLogoWhite

0


Best Answer
Insuring someone elses car

Yes, Someone else can insure it for driving purposes, However you may have trouble renewing a vehicle annual registration if your jurisdiction requires the registered owner be on the policy.

It's usually best to name yourself as well as the owner as covered drivers though. Protect your interests as well as the owners interest in the vehicle you've been given access.

When done the right way, you'll have no problem with registration and inspection, you also have full disclosure with your insurer. Failure to disclose could void your policy so honesty is always the best policy.

Your Agent can advise you of appropriate coverage for your driving situation and habits.

Happy Motoring
Insurance on Another persons Car?

Yes, You can Insure the property of another person. So Long as you have authorization to do so and the owner is benefited, or an other insurable interest in that property exists.

An example would be a case where dad says " OK, you can use my spare car but you gotta get your own coverage".

If You have permissive use from the owner of a vehicle, then obviously you have an insurable interest. However, Only the Legal owner of the Property or the designated agent of the owner can receive compensation for the property in the event of a covered property loss.

If you are insuring for liability only then this is not an issue. If you buy full property coverage, Then Dad will be proud and happy you were prudent enough to fully insure his and your interest in the vehicle he loaned you.

List all drivers for liability purposes and list dad for property and liability interest.

Another example would be almost every time we Rent A Car. When we purchase the daily insurance with the rental car we insure our liabilities in the use of Someone Else's Vehicle.

You can not insure the property of another when no insurable interest exists. It would be unlawful to insure the property or life of another where the intent is to gain unduly from another persons loss.

User Avatar

Wiki User

6y ago
This answer is:
User Avatar
More answers
User Avatar

Anonymous

Lvl 1
4y ago

No

This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: Can a car registered to someone else be insured by someone else?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

Can you buy a car in Florida and have it titled in your name but tagged and insured by someone else?

You can have it insured in your name, You can have it titled in your name as lienholder and have it registered to another party


What if a driver does not have a license and is driving a car registered and insured by someone else?

the driver will get caught go to jail and pay a fine


Can you drive someone else's car if you have a valid license but are not insured?

Is the CAR insured? If not, it's not legal.


In the state of Florida can a car be registered by one person and insured by another?

A car can be registered and insured by a number of people. Usually they are one and the same. A car can be insured with having it registered to you if you would like to drive it.


Can a car be in my name but registered in someone else's name?

NO


Do you have to be the registered owner of a car to get insurance on it?

Yes. Only a registered owner of a car can get the insurance. The insurance policy document and registration documents of a car both should be in a name of one person. The mismatching of documents leads to legal complications. So it is important to ensure that to get insurance, you have to be the registered owner of a car.


If a car is registered in Illinois and someone with an Indiana drivers license drives it can the driver be insured in Illinois?

== ==


Do you have the right to drive your car if it is is insured by someone else with you on the policy?

Yes


Are you insured if you drive someone else's car?

that depends on their insurance policy


Is a insured driver covered while driving someone else's Insured car?

Depends on what state you're in.


Do you need a car to be an insured driver?

Not one of your own-generally you are insured by the owner's policy if you are using someone else's car (with permission)


You bought a car from someone but never registered it and you want to sell it to someone else. Can they still get it registered?

Do you have the title of the car in your name? Is there a loan on the car? You will have to register it if your name is on the title!