Absolutely Not!
It will have to go through Probate. You may be the beneficiary of your mothers estate, but if you were not listed on the insurance policy, it is just issued to the estate so that no one can come back on the insurance company if there is a dispute between people or debts owed. This way the insurance company is out of the picture and it is up to the court to decide who gets it.
To find out if you are a beneficiary on your mother's Prudential life insurance policy, you can start by asking her directly if she has designated you as a beneficiary. If she is unavailable or you want to confirm, you can contact Prudential's customer service and provide them with your mother's policy number and other identifying information. They may require your mother's consent or documentation to disclose beneficiary details. Additionally, check any relevant paperwork or policy documents your mother may have that could indicate her chosen beneficiaries.
As long as the will was properly drafted and is allowed by the court the executor and the beneficiary can be the same person.
Life insurance beneficiary overrides any will, whether notarized or not. That's why it is important to constantly review the details of life insurance policies and update the beneficiaries as needed.
yes. that would make u the sole beneficiary.
I am assuming the father is still living? In any event, a life insurance policy is not a probate asset, meaning that it does not pass in the will (exception being certain trusts). The insurance policy is a contract, and passed by operation of law.
yes.
A power of attorney terminates when the principal dies. You need to petition the probate court to be appointed the representative of her estate.
No.you lack insurable interest
No, you cannot. To do so would be fraud and theft.
Step-parents have no inherent rights. You should consult with an attorney.
That is something you have to ask her. All insurances are different.