No. You need a court order.
If you agreed to obtain the car loan you should have placed your name as co-owner on the title. Since you are not on the title you cannot take possession of the car. Since you ARE responsible for the car loan you must keep the car payments current. You need to take the matter to court to request the car be retitled in your name.
There is a more serious problem lurking. You need to make sure the insurance is current and that the car is fully insured. If the legal owner has allowed the insurance to lapse or does not have full coverage you will still be responsible for repayment of the loan if the car is wrecked. That situation arises frequently in cases like this one with individuals who are not responsible enough to make car payments. If they can't make the car payments then it usually follows that they cannot make insurance payments either.
You need to get before a judge ASAP in order to get that car out of the possession of the legal "owner". Make certain you make the loan payments and that you have written proof that you are making them. You must bring that proof of payment to court as well as proof that you obtained the loan to pay for the car. If you find that the insurance has lapsed you should try to obtain proof of that also.
yes you may take the car back considering she defaulted on a aggrement between the 2 of you and the bank you are liable for any unpaid debts on the car therefor the car is yours as well....
To repossess something, you must have had possession of it at one time or it must be collateral on a loan that you are the lender on. To co-sign only means that you agree to pay the notes if the primary buyer doesnt. Collateral for a loan that is NOT in default cannot be repossessed by the lender.
you and the party you cosigned have to talk to who you have the note with and they should be able to help you out
well if your husband is in bankruptcy they are not allowed to repossess the car as long as he is the one in possession of the vehicle, if they do repossess the vehicle you will have a pretty good lawsuit to hand them, if the car is repossessed or actually when , it will show up on both of your credit. so I have a website to help you www.stoptheREPOMAN.com we have repossession consultants that can help with your situation I STRONGLY RECCOMED YOU TRY IT.
yes it can
Its half hers.
No. The lienholder is the only entity with a right to repossess.
NO!
Yes, the finance company can repossess the car from the body shop. They would likely wait for the car to be fixed before they repossess the car.
As long as the bank is listed as the lienholder on the title and as long as you owe them money and haven't paid they can repossess the car.
Yes
The person who's name is on the Title is the owner of the car.