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Which of these protects a person who is at fault in an accident against lawsuit?
bodily injury liability coverage
Will the passager on a motorcycle be cover under bodily injury coverage?
yes
What is covered as full coverage?
Full coverage would be Bodily injury/Property damage/ Uninsured motorist/ Comp/and Collison, plus I would add Underinsured motorist. Liabilty is for bodily injury and property damage.
What is the difference between a Bodily Injury claim and a Liability claim?
A bodily injury claim is a liablity claim. Most auto policys have three (could be many more) liability coverages; Bodily injury (pays for injuries you cause to another), Property damage (pays for damages to property of others), Uninsured motorist coverage (pays for injuries caused by an uninsured motorist). The bodily injury coverage is one coverage under the liability section of your auto policy.
What insurance coverage includes bodily injury and property damage coverage?
Liability coverage inscludes these parts as well as uninsured motorists.
Is it necessary to carry uninsured motorist coverage in Arizona?
It is not a mandatory coverage. However, you have no bodily injury coverage if you are injured by an uninsured motorist.
Will your health insurance cover bodily injury in a car accident?
Yes, but only as a secondary coverage to all other auto insurance claims you might have (like bodily injury liability against the at fault driver or personal injury protection coverage in no-fault states).
What is the minimum coverage for bodily injury liability for 2 people?
That would depend on the state where you live minimum liability coverage.
What are the minimum automobile insurance requirements for California?
The only coverage you are required to have is liability. The limits must be set at $15,000 per person for bodily injury. $30,000 total bodily injury coverage per occurrence and only $5,000 for property damage.
What does uninsured motorist and under insured motorist insurance cover?
Uninsured motorist coverage pays damages for bodily injuries when the at-fault driver or owner of a vehicle has no bodily injury liability coverage. It pays an amount up to the amount purchased by the insured, and is generally not a required coverage. In those states that utilize a comparative negligence rule of determining fault for a collision, the amount that the inured party can recover is reduced by the amount of liability attributable to him/her. In that respect, it operates similarly to the evaluation of the injury and damages if the at-fault party did have bodily injury liability coverage. Underinsured motorist coverage serves essentially the same purpose. However, it is triggered when the at-fault party's bodily injury liability coverage is less than the injured party's uninsured motorist coverage. Further, in order to be triggered, the "value" of the injury must exceed the liability coverage of the at-fault party.
What is premises and operation insurance coverage?
protection for bodily injury to others occurring on th premises
What is some car insurance terminology?
This is far too broad of a question to fully answer. However, representative terms include collision coverage, bodily injury liability coverage, personal injury protection, comprehensive coverage, and deductible.
