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You are supposed to and I would reccommend that you do. You simply notify them but do not place a claim. Covers you if the out of pocket does not work especially if a bodily injury claim comes along!

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Q: Are you required to report an accident to your insurance company when settling out of pocket?
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When an individual has an automobile accident and someone is injured are they required to complete an accident injury claim with their insurance company?

When people have accidents in their automobile and someone is injured it is required to report it to the police and to their insurance company. This is because the injured person may need a doctors care and the person responsible for the accident is the one that will be required to pay through their insurance company.

Can you pay your auto insurance deductile after repair work is done?

I think this depends on the insurance company. When I was in an accident (I was at fault), the insurance company required my collision deductable up front before they started repairs on my car.

Settling an accident claim from injuries?

It is not wise to call your insurance company first after you are hurt from an accident, You have to understand that insurance companies are for profits and they may try to limit your recovery. It is wiser for you to call an attorney first to work on your behalf and take care of your best interests. Get a more understanding about this by checking the link below. -- You go through your insurance company and if necessary through the court.

If the police determine you are not at fault can your insurance company classify the accident as at fault?

I would like to hear the answer to this question too. My husband met with an accident and the police gave the other driver a ticket and he was at fault without doubt. The insurance company is not settling the claim saying we have to share the liability. They are not paying for a rental also. Please advise.

Is there still a life insurance company named Citizens Home Insurance company?

Citizens Home insurance Company was a family members company as well. We have an assumption certificate that states the Independent Life and Accident Insurance company in Jacksonville, FL effective September 8, 1981. I have googled the Independent life and Accident Insurance and this is what I have found: In 1997 Independent Life and Accident Insurance company merged to American General Life and Accident as well as Home Beneficial Insurance Company and Gulf Life Insurance Company. American General Life and Accident Insurance Company was acquired by AIG in 2001 You can visit their website at Hope this helps.

Is it necessary to have a lawyer when sued for injuries incurred in an accident?

If you are sued for injuries you caused in a car accident, you are not required to have an attorney represent you; you can be a fool and represent yourself and take the chance on losing everything you own if you lose the case. But, if you have car insurance, the insurance company will provide a lawyer for you. They are required to do that under the policy. Plus, the company is not going to trust you or a lawyer of your choosing to defend your case if the insurance company has to pay for the damages.

Who took over independent life and amp accident insurance company?

who took over independent life and accident insurance company

What is the purpose of the accident plan?

It could be an insurance policy taken out with an insurance company in case of an accident.

How do you find an old insurance company named National Life and Accident Insurance Company?

They have been bought out by American General Life & Accident

What happens if an accident is your fault and you have have insurance?

When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.

Do you have to report your insurance company if you had accident and you are not at fault?


How long does it take for the insurance to pay out when in an accident?

Depends on what insurance company it is.