older drivers are more responsible for accident because cause of small height not look all sides.
In answer to your question, teen drivers can get insurance in Illinois. However, they must be covered under their parents' auto insurance policy. The cost will be higher for the parents.
Probably, at least partially.
Teen drivers have more accidents per mile driven than any other group so that liability must be accounted for & covered. Thus Higher premiums.
A 16 year old can be a good driver, but he/she lacks practical experience. That is why teen drivers are more prone to have accidents.
If they have not left school, college etc and living under their roof then yes they are responsible for all of them.
Yes sorry about that but your parents are responsible for your health so you have to.
New drivers can benefit from being on their parents insurance because their parents can take advantage of additional discounts that teen drivers wouldn't otherwise get.
the insurance industry lives by statistics. Statistically, drivers under 18 (and drivers over 65) are the most likely to have accidents. When a teen has an accident, the policy owners rates go way up, kind of the insurance company's way of saying "I told you so".
The parents of the child.
Teenagers generally cause about 16% of accidents overall. The risk of them being in an accident is 3.6 times higher than drivers of all other ages.
Yes, your insurance will go up when you have a teen or new driver. The insurance will go down as they drive with no accidents.