The Subaru Legacy is unique in its class because it does indeed have a standard all-wheel-drive system (AWD).
Nope. AWD was optional until 1998 when Subie decided to standardise their production.
The Baja, like all AWD Subaru models should be put on a flat bed.
No. The Forester debuted in 1997, a time after Subaru went to AWD with all their vehicles.
Subaru has had all their vehicles as standard AWD in the US since 1997. There are only a select few models in the Japanese market that are 2WD. However, in 2013 the Subaru BRZ was debuted as a joint venture with Toyota and this is a Rear Wheel Drive, Sport Coupe', Subaru's first mass production 2WD vehicle since 1996 and first mass production RWD ever. However, standard dictates that if it's a Subaru, it's AWD.
No bands, all clutches. There is nothing to adjust.
I'm assuming we are talking about Subaru after the time where it went from 4WD where you could switch back and forth to more modern times where the car is all time AWD. The AWD platform is full time because it is designed to give power to all 4 wheels at all times for safety and performance. Subaru Symmetrical AWD is designed for balance, safety and performance in mind. Vehicles that have active AWD (where it only sends power to the other set of wheel when it detects slippage) are unbalanced because they are 2WD platforms with extra parts added to send power to the other wheels. Also, those platforms can not send much of the power to the other wheels, usually 10-20% maximum. They also have uneven axels from the extra parts, thus causing torque steer. Subaru's goal of a Symmetrical, full time AWD is to have balance, a good distribution of power to all wheels at all times, and even axels. To have a system that is 2WD and can change to 4WD compromises these promises. This is why Subaru is the authority and leading seller of AWD.
No, it doesn't hurt, but why do it? If you have disabled the AWD, it won't be there when you need it, and disabling it does not affect things like gas mileage. The only time I would disable AWD would be if the car was being towed.
A 1997 Subaru Impreza RX is AWD, only the lower models (GX, LX) were FWD. the RX is literally a non-turbo variant of the WRX.
All modern fuel injected cars have fuel pump in the gas tank. Ain't no picnic changing any of them.
I gotta question an inquiry about a "Subaru Loyale" connected with 1986. Subaru "Loyale" cars were produced by Subaru for the N. American market in the years 1990-1994. Classed as a "subcompact" car, the Loyale replaced the Leone (first brought to N. America in 1972). These early cars were sometimes called by their trim level, which included: DL, GL, GLF, GL-10, and RX; sometimes the engine size would also form part of the name. 4WD station wagons did not make it to N. America until 1975, so probably what you are looking at is a Leone station wagon of some trim level with 4WD.
Subaru, Volkswagen, and Volvo all make station wagons that would suit your needs. They all offer storage room and can transport your family as well.