Appraisal clause in insurance policy

Answer 1

if you and the adjuster cannot come to an agreement regarding the value of your vehicle (and maybe the repair amount, but i don't think it's for repair amounts...this clause is rarely invoked, have only seen it used in total loss situations regarding disagreements of the actual cash value of vehicles)....then you can ask to invoke this clause...which means (and is defined in your policy) rep will do a market search/survey for vehicles like yours and you can request certain appraisers of your own as well (check on the cost if any before you jump here, you may have to pay for the appraisal).....if you would like to get more specific i could perhaps find the acv for your vehicle and give you a rough idea.......