Full coverage is a very loose term that doesn't actually mean anything in the insurance business. We try not to use the term because it means something different to everyone. A common interpretation of "full coverage" is liability, comprehensive, and collision (sometimes uninsured coverage). However, most auto policies only cover items permanently attached to the vehicle (in dash stereo, etc.). All loose items are generally considered personal property and are covered by your homeowners or renters insurance (and subject to that policy's deductible).
RBC Insurance offers both Personal and Business Insurance. Options for Personal coverage are Home & Property, Auto, Life, Health and Travel Insurance. Options for Business coverage are Life, Health (Disability), Dental, and Credit Insurance.
Theft will be covered by most auto insurance policies as long as you have full coverage insurance. It will not be covered if you only have liability or basic coverage.
Personal liability insurance provides additional coverage to other insurance policies. Without personal liability insurance, any thing that one's home or car insurance could not cover, one would have to pay out of pocket. Personal liability insurance will cover those fines.
Yes, That's how it works. The insurance company sells you coverage in the form of an insurance policy and you pay a premium in exchange for that coverage. If you don't pay for the coverage then your not covered.
Physical Injuries are best covered under your medical or health insurance plan. The coverage is usually much broader.
If you have adequate liability coverage on your own vehicle, this is one coverage you can always decline on your rental. Your personal auto insurance should extend to a rental car. A rental car most likely would be covered by Collision coverage or Liability coverage, depending on the state in which your policy is issued. For more information visit at: citivanservice.com
It might. You should check with your personal auto insurance first. For some business use they will extend the coverage. If they tell you that it will not be covered under your personal policy then you need a commercial policy.
Depending on the coverage you want, boat insurance can give you liability coverage (like what you have for your car). But boat insurance is much more complicated. You can get coverage for towing, salvage, and personal property, there is also protection against uninsured boaters, weather damage, fire damage. You can (and should) get you motor covered.
ALL Personal property owned or borroewd by insured is covered IN HOME AND anywhere in the world while on vacation. BUT, If you at a second home like a cabin you own in Tahoe the coverage will be decreased to 10% of amount covered in Coverage C. Any relative living with you stuff is covered also. Roomates belongings are not covered. Certain items like Jewerly and Guns have limits on the amounts that insurance will pay out. Hope this helps. Jessica N
I'm not exactly sure what you are asking but I will take a shot. If you mean personal property not located on your property then yes, you have coverage of your personal property while you are traveling away from home. Up to 10% of coverage C (personal property) is covered while off premises. I hope this answered your question.
No. You are not covered in a lapse period. A period of lapse in coverage means " No Coverage ".
No. The "standard" auto policy will not cover a two-vehicle unit. You can get motorcycle coverage with a company. Dairyland used to be one of the primary companies for motorcycle coverage. Check with an independent insurance agent that handles personal lines coverage. Most know the companies that would be suited to write the motorcycle coverage for you.