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If the insurance policy lapses after a claim has been submitted for a minor accident will it affect the claim processing?
The claims department will be concerned only with the status of the policy at the moment of the accident. Other than that, it will not come into play. Any delay would be very minor (as long as it takes someone in the coverage dpt to determine that there was coverage on the date of loss). However, if the insurance was lapsed on the day of the accident, this will, of course, cause there to be no coverage for the accident.
If you hit something on the side of the road and do more than a little damage to the vehicle what type of coverage does this fall under?
unless your insurance is fully comp u have no claim because the accident was your fault
What is collison auto coverage?
Collision coverage pays to repair your vehicle after an accident. Comprehensive coverage pays to repair your vehicle for damage caused by something other than an accident, like fire, theft, and vandalism.
How do you file an old claim to get the insurance company pay for the car accident?
What do you mean by an "old claim"? How long has it been since the accident? All states have statutes of limitations, which vary between 2 and 3 years allowed for a claim to be filed. If it's been more than the time allowed, you have no claim, unfortunately.
What do you mean by comprehensive coverage?
COMPREHENSIVE COVERAGE Auto insurance for the purpose of covering the cost of repair or replacement of the insured's car in case of damage caused by something other than an accident. Comprehensive coverage often requires the payment of a deductible when a claim is made. Comprehensive may be required to qualify for a new car loan.
What if you do not have uninsured motorist insurance and your car was hit while parked and the drive left the seen of the accident?
You would have to file this under your collision coverage. Depending on your insurance provider, they will list the accident as a no fault accident. More than likely, you will have to pay your deductible.
How important is having a witness to an accident affect a claim of workers compensation?
Having a witness will always assist in making a claim for workers compensation, but it is not essential. In the UK - if an accident at work occurs an entry should be made by your employer of the accident circumstances. If the accident was serious or required more than 3 days off work - the Health and Safety executive should be notified by your employer who should investigate the accident circumstances. Your lawyer can access these documents which will assist your claim. For more details on how to show your employer is at fault see the attached link.
If you had an accident with no other cars involved and filed a claim to insurance with no police report do you have to report this accident to the new company if you get different insurance?
If you don't the new insurance company can cancel your coverage and possibly not cover any of YOUR losses. They might also consider it to be fraud. Any accident less than $750 isn't chargeable, but if you filled a claim with another insurance company your new company would found out even if you don't tell them, when they run your MVR which shows your tickets and previous insurance companies and claim paid.
What happens if you are involved in an auto accident and you have an expired license?
Subject to any exclusions in the policy you more than likely will still have coverage. Not enough information to be of much help.
If you are driving your friend car and you get in an accident would the insurance cover the claim?
Only if the insurance covers more than one driver. Check the policy.
What companies offer personal accident coverage to consumers in the UK?
The following companies offer personal accident coverage to consumers in the UK: Aviva, Barclays, Genworth, Santander, Saga, Direct Line, Confused, The Co-operative insurance, More Than, Tesco Compare, Churchill, Admiral, Nationwide, to name a few.
What do you mean by comprehensive?
COMPREHENSIVE COVERAGE Auto insurance for the purpose of covering the cost of repair or replacement of the insured's car in case of damage caused by something other than an accident. Comprehensive coverage often requires the payment of a deductible when a claim is made. Comprehensive may be required to qualify for a new car loan.
