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Most Homeowners Insurance Policies do pay roof repairs if damaged by a covered peril so long as its not a worn out roof or pre existing condition.

Mold and Termite or other common household pests are not covered unless specified in the named perils or by endorsement.

The best chance of getting Homeowners "All Risk" coverage is buy purchasing a Homeowners HOC or HO3 all risk policy.

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Q: Your house has termite and roof damage and mold can the home insurance pay for it?
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Related questions

Does home owners insurance cover termite damage?

NO, generally not.

Could you claim on your car insurance if your car burnt your home down?

Sure, you can make a claim for the damage done to the car if you have physical damage coverage. As for the home, only your home insurance will pay for the damage to the house. The house insurance will not pay for a car and an auto policy will not pay for a house. Even if the same incident gets both.

How can I identify a termite problem in my home?

How do you know if you need termite control for your house? My house is mostly brick, but it does have some wood.

Can you claim termite damage through home owners?

Termite Insurance?The Best security available from Termites might well be a regular service contract with the Orkin people. Most Homeowners policies nationwide exclude coverage for damage caused by common household pests. Pest control is considered as part of a normal home maintenance program. Your best bet on having coverage for resulting damage may be found on the HOC, HO3 "All Rsk" Homeowners Insurance Policiy Form.

Who covers car damage from bricks falling off a house?

it shod be the home owners insurance

What purpose does unoccupied home insurance serve?

Unoccupied home insurance helps protect your house when it is empty. It covers what regular home insurance does not, in the case that your house is left unoccupied for a month or more. It covers damage in the case of fire, earthquake, explosion and lightning.

Will homeowners insurance cover damage to the neigborh house by your car?

No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.

What is so special about a home insurance owner?

There is nothing special about a home insurance owner. It is simply a person that has insured their home which 99.9% of people who buy a house do. Without home insurance one has no protection in case of damage or theft.

Termite Inspection?

form_title= Termite Inspection form_header= Keep your home free of termites with an inspection! Has you home ever had termites?*= () Yes () No How old is your home?*= _ [50] Have you ever had an inspection before?*= () Yes () No

Does home insurance pay for home equity line of credit when you have a house fire?

No, it won't pay your mortgage note or your equity line note, but your homeowners insurance will pay to repair the fire damage to your home.

What does a normal home insurance cover?

A standard homeowners' insurance policy will cover damage to the interior or exterior of the house as well as damage or loss to personal belongings. However their exists a variety of home insurance options so what you are covered for may be more of less than stated above.

How do home insurance companies determine compensation amounts?

My house burned down and I am trying to file a claim for fire and smoke damage. How do insurance companies know how much to compensate for the damage? Do they look at your inventory list?