I've been an insurance adjuster for 20+ years so please let me see if I can help. The other insurance company won't pay for your damages because insurance policies do not cover people who don't have permission to use the vehicle. If you do not have collision coverage on your own policy then you have three options. 1. Pay for the repairs yourself. 2. Sue the thief and get a judgment against them. However, be aware that getting the judgment is not a guarantee of payment. The court will not be able to help you collect your money. 3. I recommend this......Get in contact with the police to see if charges are going to be filed against the thief. Ask them who to contact about having your car damages included in any restitution the court orders the thief to pay. This can take a long time but it has the best odds of getting your money back. Good Luck
Their insurance policy will pay for their own car. However you must know it's against the law not to have insurance coverage for your auto.
Yes because you where still drinking
Persons who own one or multiple residential, commercial, or industrial properties should get privilege insurance. Privilege insurance covers a high amount for damages to property and its contents.
No, they will file a claim with their insurance company and their company will talk to your company. Assuming you swapped insurance details.
Yes the insurance carrier of the person at fault will pay for the damages if they are in fact proved to be at fault. However you will be cited for driving without a license.
The insurance policy on the vehicle you were driving will pay any damages assuming the owner of the vehicle and the owner of the insurance policy is one and the same.
In this state, a no fault state, full coverage insurance covers the other vehicle if you are at fault.
If you have insurance on your car, and someone else is driving it, and has an accident your insurance rate will go up but it will cover the damages to the other persons vehicle.
A type of insurance coverage that provides remedies for persons sued for damages when they injure or kill someone else through their own negligence.
Your best bet is to sue the person for your damages and let the law take care of the other part.
Yes, you or your parents, or the insurance company of whoever owns the car you are driving.
anything