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Your 21 year old son had his own insurance policy and was recently killed in an auto accident. Who is responsible for any medical expenses not covered under his policy?
Wiki User
∙ 16y ago
I'm sorry to hear of your loss. His Estate would be responsible. For more details, follow the link to FAQ's on probate, etc.
Wiki User
∙ 16y ago
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What can I do to get inexpensive car insurance after an accident?
I recently saw a commercial from Allstate and they have an accident forgiveness program.
If you don't carry insurance on your car because it was recently totaled and a salvage title has been issued and someone without insurance on this car drives it and has an accident who is responsible?
You, the owner, are responsible for providing proof of insurance and ownership AT ALL TIMES! Even if it means requesting a faxed copy BEFORE driving the vehicle. If the other person has an accident, the liabilty/fault should not be in question, not where the title was. Insurance is effective still, but a fine could result in not having the proof.
Are you say that you will not be liable to pay your health insurance back after the other person's insurance co pays you?
That might be true....but not likely. Your health insurance company will follow up with the other company and you might find yourself in litigation due to this. There is no such thing as double dipping with insurance company. My children were recently in an auto accident. BCBS has already contacted us to inquire the other company that is responsible for payment.
Do you believe that my insurance agent would be the best person to call regarding my health insurance policy and an accident that I recently had?
If you have an independent agent for your health insurance, they would be best to talk to. They can review your coverage with you, and make sure you are getting the best possible coverage for you.
You were recently in a car accident their insurance company went with a 5050 split you got your insurance company involved and they found the other party 100 at fault what is the next step?
Let your insurance company know everything that you know about the accident and about what the other person's insurance company has proposed, and then let your insurance company handle the rest. If the other person was 100% at fault for the accident, your insurance company has a very powerful incentive to reject the counter-party settlement offer of a 50/50 split. Let your insurance company know everything that you know about the accident and about what the other person's insurance company has proposed, and then let your insurance company handle the rest. If the other person was 100% at fault for the accident, your insurance company has a very powerful incentive to reject the counter-party settlement offer of a 50/50 split.
Recently your car taken by your close relative and in his hand car damaged for accident and you had no driving license can you get claim?
This would depend on your insurance coverage or weather you are willing to sue him.
Accident Lawyer?
An accident lawyer specializes in representing clients who have been injured in accidents, such as car crashes, slip and falls, or workplace incidents. They help clients navigate the legal process to seek compensation for their injuries and other related damages. It's important to contact an accident lawyer as soon as possible after an accident to protect your rights and ensure you get the proper legal guidance.
Was catlin beadles in a car accident recently in Canada?
No , she was actually in a boat accident .
What if you don't tell an insurance company about a wreck prior to getting the policy then file the claim?
That is called insurance fraud and they will be able to find out if the accident happened recently or few days prior (rust under the paint in the affected areas).
Concerns About Cheap Colorado Auto Insurance?
Colorado, like many states, recently changes the laws governing auto insurance. Previously, Colorado followed a no-fault system, which meant that anyone injured in a car accident could receive personal injury protection, often called PIP, benefits from his or her own insurance policy. This coverage would protect the policyholder in the case of serious medical expenses even if someone else was at fault for the accident. Many individuals were able to carry cheap auto insurance in Colorado as a result of this method of law, and many drivers did as they were able to carry less coverage and be less concerned about covering the medical costs of both themselves and those they might injure in the case of an accident. This is no longer the case as Colorado has changed to implement a torte auto insurance law. The recent changes mean that drivers and passengers injured in car accidents cannot recover medical expenses from their own insurance policy coverage even if they were not at fault for the accident. Instead, the injured are required to seek coverage for their medical bills from the at- fault drivers' auto insurance company and this change can have far-reaching consequences. In the case of an accident, if the at-fault driver has inadequate insurance, or no insurance at all, the injured party can seek compensation from their own uninsured motorist or underinsured motorist (UM/UIM) coverage, if that is included in their policy. This is how many Colorado drivers are protecting themselves from potential at-fault accidents caused by other drivers. In Colorado, even cheap auto insurance comes with the following minimums: $25,000 for injury of one person and $50,000 for injury or death of more than one person $15,000 property damage for a single accident Of course, if you consider the cost of most newer vehicles on the road these days, $15,000 is a low estimate of what it might take to repair or replace the vehicle in a serious accident. And, considering the high cost of medical expenses related to recovering from an accident, those minimums are relatively low in the case of a serious accident. In the case of a serious accident where you are determined to be at fault, you may be exposing yourself and your financial future to a high degree of liability without higher coverage amounts.
Will insurance cover an accident that occured at 730 a.m if the policy was bought the same day at 1130 I was recently in an accident and literally in the middle of switching insurance companies.?
No, but if you were switching companies, hopefully you didn't cancel the 1st one before the 2nd one took effect. Your first company should cover it if it wasn't cancelled yet.
You were recently in the hospital age 18 whose responsible for the bills?
You are considered an adult and capable of signing a contract. Such debt will be your responsibility. That may be modified if your parents have health insurance on you.
