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You can buy a "Non-owners" or a "Named Operator" policy that will cover the damage you cause to the other party for injuries or property damage to the other vehicle. The only way to cover damage to the vehicle you are driving is to have the owner of the purchase a traditional auto insurance policy, with comprehensive and collision coverage, and then list you as a driver on their policy.

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Q: You wrecked your friends car it was your fault they had no insurance nor do you what type of insurance do you need that will cover you when you drive some else's car?
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Related questions

Does your insurance cover a borrowed friends car without insurance?

If you are driving the car it may cover you, but it won't cover a car unless it is on your policy. Depending on your policy it may not cover you either. Some insurance policies don't cover you if you allow another driver other than yourself to drive your car. Check your policy.


If you have a licence but no insurance and a friends car does have insurance on it can you still drive your friends vehicle?

yes, I am sure you can. But you must get the friends permission to drive. Actually, I am not sure. Try yahoo answers.


If you have insurance and let your daughter drive your car and gets into an accident will your insurance cover for the damages?

when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.


Will car insurance montreal, Canada cover me when I drive over the border to Detroit, MI?

Certainly car insurance montreal will cover for the insurance no doubt in it


What if you get permission to drive your friends car and you crash it what will happen if she i don't want my insurance to cover it what will happen?

If your friend has auto insurance that covers other drivers, you're fine. If not, she will have to pay for the damage or sue you in civil court.


Does car insurance offered in Tennesee cover my auto when I drive out of state?

Your auto insurance should cover you anywhere you drive to. As long as the person insured is driving the car there should not be any problems.


Do you need insurance to drive a friends car?

no just your friend dose


Will full coverage cover a car driven and wrecked with total loss hitting a pole by an under age non licensed driver?

The insurance company will probably deny coverage if you allow an unlicensed person to drive your vehicle who you have not had added to your policy. This is called material misrepresentation on your part.


Whose insurance covers you if you drive a friend's car but only have a learners permit and your parents have the same insurance company?

I hope you're asking this before you need to know, not after.In most cases the insurance is on the car, not the driver, so it would be the car owner's insurance. Generally, the insurance will cover someone driving with the owner's permission, but there could be an exclusion for someone with a learner's permit. You and your friend should know before you drive the car. If we have a driver's license and covered under an insurance company for our car, can we still drive a friends car which is covered under a different insurance company. And which company will cover the car in this scenario.


If an unisured driver has an accident in your car will your insurance still cover it?

Probably. When you purchase insurance, you are insuring the car. If you drive someone else's car and have an accident, their insurance should cover the costs (but their insurance *may* sue your insurance company for compensation/reimbursement.)


If you have full coverage auto insurance will it cover the car if you let your girlfriend drive your car to work?

Anyone you give permission to drive your car,is covered under your insurance.


Bought new car and need auto insurance for girlfriend to drive?

No, your insurance will cover the occasional driver as long as they are licensed