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In this situation, it depends on whether your insurance covers accidents not involving a motor vehicle. If it doesn't, you will have to pay out of pocket.

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Q: You scraped up and dented one of your car doors on a utility pole in the parking lot Purely a matter of appearance but you will have car for a long time Do you pay out of pocket or use insurance?
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In addition to rent people who live in apartments often have to pay for insurance?

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