Probably, if you were insured 2 years ago.
Generally your premiums are increased for 5-7 years.
5 years.
Can Insurance deny claim for accident death benifit due to ethanol intoxication when insured had policy for 10 years?
No more than 3 years.
If you are a considering ALLSTATE, they will award a safe driver discount if you have carried the same liability coverage and been accident free for the last three years.
Your claims history is usually viewable for 5 years from date of incident.
NO!!!!!!
This will depend on what type of insurance and what the reason was for the premium being raised. If your auto insurance was raised because of an accident, ticket etc then the rules of the company and/or the state will drive the answer. In CA an accident is generally not counted against you after three years, a ticket after five. A DUI would be longer. Homeowners
I've got a feeling there is more to this than the question states. The answer is if you caused the accident and the police and/or insurance investigator state that you caused the accident then yes you can be at fault and liabile to pay for damages. For full disclosure, I own and operate a small Independent Insurance Agency in Gordon, Georgia and have for 22 years. I also worked as an agent for a direct writer for 3 years before that.
Motor insurance for young, inexperienced drivers is always much more expensive. This is due to the much greater risk of a young driver being involved in an accident, and also because they have not built up a safe driving record over a number of years.
I would say 5-10 years for insurance fraud if you have no real injuries.
An at-fault accident and other traffic violations will stay on your driving record for 3 years, but your insurance company may charge you higher premiums for 5 or more years.