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No, most policies exclude "mechanical breakdown" regardless of "any other cause or event that contributes concurrently or in any sequence" tot he loss.
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∙ 12y ago
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Would likely be covered under homeowners insurance but not by renters insurance?
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
What would likely be covered under homeowner's insurance but NOT by renter's insurance?
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
Is frost damage to your driveway covered by insurance?
That depends on your homeowner's policy. You would have to talk to your insurance agent.
A tenant damaged my property. Will my insurance cover it?
This would be covered under Malicious or accidental damage if your insurance company provides this.
Does homeowners insurance cover damage to borrowed tools and yard equipment?
No, this would no be covered. The cause of the damage must be a covered cause such as fire, windstorm, theft, etc.
Is auto theft covered by liability insurance in Colorado?
No. Liability insurance covers damage you do to someone else's property. Theft would be covered by comprehensive insurance. In most jurisdictions, liability insurance is required but comprehensive is not.
Does home owners insurance cover drain fields?
Homeowners insurance covers all property but the damage must be from a covered cause. I cannot think of a covered cause that would damage a drain field. More than likely the problem is from roots from trees or vegetation choking out the lines. This would not be covered.
Will home owners insurance cover attached garage if it falls down from bad weather?
If the garage is attached to your home then it would be covered under Coverage A of your policy. If the damage was caused by a bad storm then more than likely the damage would be covered under your policy. If you have a HO-3 policy then the damage should be covered. Call you agent and ask him/her to review your policy to determine if the damage is covered before you call your insurance company.
If you got auto insurance coverage and were in an accident the same day what is the coverage for a claim?
Insurance is VERY specific when it comes to when coverage starts. If you had the accident BEFORE you got insurance any damage sustained before you purchased the policy damage would not be covered. If you had an accident after the purchase of the policy then any damages would be covered.
Are you covered for tornado damage even thou your policy does not have hurricane insurance for your home.?
Your policy will not specifically say it covers "hurricane" or "tornado" damage. If if covers wind, then your loss would be covered.
Would rim damage be covered under auto insurance?
Only if it were damaged in a 'covered loss.' A covered loss would be a collision or other loss that would be covered under comprehensive (such as vandalism). You would need those coverages on your policy.
Can I get roofing services through my insurance?
Your roof is covered by your insurance because the damage was caused a natural disaster, which was unpreventable. If your roof had damage due to anything other than an unpreventable act, the insurance would not cover it.
