If you have full Coverage Auto Insurance, Then the Comprehensive and Collision portions of your coverage would pay for damages to your own car.
If you just have liability insurance only. Then you just have coverage for the other car and there is no coverage for your own vehicle.
en was involved in an auto accident in which he was At Fault. His car st
ured, but the driver of the other car required medical treatment costing
ludes 50/100/50 liability, $250 deductible collision and full coverage co
Depends on your policy. See your insurance agent.
Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.
If you have comprehensive insurance, your policy will cover the damages (less a deductable). In this case, your insurance company will sue the at fault driver. You can also sue the at fault driver for damages (if you do not have comprehensive).
The at-fault party's insurance should cover your vehicle. EVEN THOUGH OUR INSURANCE HAD RUN OUT BY AMONTH?
No. PL & PD cover injury and damage you do to other persons and their property. Collision and Comprehensive cover your vehicle.
If you had collision insurance on the car at the time of the accident that should cover the value of the vehicle. Even if you were drunk you were still at fault and probably didn't crash your car on purpose.
If the driver of the car you were in was at fault and had no insurance you are out of luck. your only recourse if to sue the person who you were driving with to recover damages. If your driver was not at fault but had no insurance the other parties insurance would have to cover your damages. The lesson is not to ride with people who do not carry auto insurance, ever.
The person who hit the car, if "at fault" would be responsible. If the person driving your car was the one at fault, then it would be your insurance that would have to cover it.
No, AAA will not cover the cost of a car locksmith if you locked your keys in the car. Such an incident is considerd as personal fault and has nothing to do with insurance.
No fault car insurance is coverage designed to compensate victims of car accidents via their own insurance company, regardless of which driver was in fault.
My plan was denied and it was not my fault it was the other drivers fault because police and show up to make a police report it is really his mind