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The only intitlement of monies will go to that deer, for the deer is someones property(state)and your insurance company may have to pay for its medical bills if it survived the accident, but nothing to you.

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Q: Will your insurance company pay for the damages from hitting a deer if you have PLPD?
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If you have PLPD and your car is totaled in an accident that is not your fault will the other drivers insurance cover your damages?

I have PLPD insurance and was in an accident that was the other driver's fault. The lady's insurance paid for the damages, around $3000 which was the blue book retail value of the car, and they paid for a rental car for a short period. Since I had PLPD insurance, I had to pay for extra insurance on my rental vehicle, $12 a day extra, that their insurance would not cover and came out of my own pocket.


If you have an accident with your husband's vehicle which has only PLPD insurance can he make a claim against the full coverage on your vehicle?

No. If you had an accident with your husbands car and you were at fault with only PLPD insurance, the damages to your vehicle would not be covered.


Does your plpd insurance cover the damages to a car that you hit?

I am assuming that you are making up some abbreviation by using the plpd. The part of the policy that would pay for the damages to the car you hit if it was your fault would be Property Damage Liability Coverage.


Should plpd insurance cover costs for hitting a wild animal?

Nope, PLPD aka liability only covers other vehicles for accidents which you may be at fault for. Comprehensive insurance would take care of an incident such as this.


If you were in an auto accident and have only PLPD coverage on your vehicle will repair costs be covered?

PLPD is also known as liability. If YOU hit someone else's car meaning that you are at fault, any repairs will come out of your own pocket because PLPD only covers damages for other vehicles. If you were not at fault it doesn't matter what coverage you have because their insurance carrier (if they have one) should pay for your vehicle damages.


Why would a company carry PLPD insurance?

ANYBODY needs the mandatory coverage - protects the drivers in the case of at fault


Is it legal for your insurance company to deny a loss for a car that was totaled?

It would depend on why the car was totaled and who's fault the accident was and what time of insurance do you have PLPD or Full Coverage


What is PLPD?

Public Liability and Property Damage insurance. Bascially liability insurance.


I have PLPD insurance. If you get in an accident and it is not your fault he got the ticket can you be held responsible for his damages you hit him but he got failure to yield No one was hurt?

No. Since the other driver was found to be at fault he will be responsible for his own damages. Your insurance company will pay for any damage you have and then go to his company to be reimbursed since it was the other drivers fault. If the person you hit failed to yield to oncoming traffic and was ticketed I fail to understand why you are concerned that you would be responsible for the damages to that person's car. If you are stating the facts correctly, then the failure to yield guy should be responsible for YOUR damages. At least that is the law in Arkansas. Hopes this helps put your mind at ease.


Plpd on car no one else involved car flipped but driver taken to hospital does health insurance step in for patient?

What does Plpd mean?


If you have PLPD and are involved in an accident does their insurance cover your car?

If the other party has insurance then their "property damage" coverage should cover damage to your vehicle. If you happen to be at fault or there is some question as to who is at fault then it might be hard to collect from their insurance company. Only if the other party is at fault. If you have collision insurance, you can file the claim with your own agent. Then you will be paid for your damages, less your deductible, and when your company collects from the other company you will also get your deductible. If you do not have collision, you will have to file your claim directly with the at-fault driver's insurance. If the company denies your claim (and unless there is very compelling evidence that their client was at fault, they will), you will have to sue the driver. Then, IF YOU WIN the lawsuit, their insurance will pay.


Can you get your totaled vehicle replaced by the other driver's insurance if the accident was not your fault but you have Michigan PLPD insurance?

Yes, but proof will be necessary - determining fault. Some insurers like to mess with your head and question the "fault" and deny coverage. Get it in writing - possibly by the at-fault driver or YOUR insurance company. Here in Canada, even if you only have PLPD, if the accident is not your fault you are covered for repair, minus the deductible.