Auto insurance only covers sudden and accidental damages to your vehicle. Wear and tear would not be considered sudden and accidental. Though with all things insurance, it is always best to speak with your insurance company directly to find out if a certain item is covered or not.
Yes, But you are required to disclose the accident and associated repairs.
Then you are going to be out of pocket. For the repairs and possibly a fine.
No.
That would depend on whether or not your policy included a rental car during repairs.
There are several different car insurance plans with Tesco, and the plans vary. Some of the things that are covered are a small courtesy car (if required),24 hour accident help line, discounts on service and repairs, and they will even provide a replacement car seat if your child's seat is damaged in an accident.
no he didnt they are just saying that to get attention
You have to list the drivers covered to drive your car on the policy. If not he is not covered.
its the owner of the car. since they let the driver borrow the car (even if you didnt know they didnt have a licence) is responsible because if they were unsure they should have asked to see the licence before lettin the driver orrow the car
If you are a licensed driver but not listed on the policy the vehicle will not be covered. If you are not licensed it will be covered.
Everybody covered by the insurance
no
Police are not called to the accident and previous owner may have paid for repairs out of his pocket.